I rise to speak on the National Housing Finance and Investment Corporation Amendment Bill 2019. I'll say from the outset that we all know that our housing system is broken. In fact it is monumentally messed up; there are no ifs or buts about it. For many years we've gone from one news headline to another about the housing crisis only to be met with a very lukewarm policy response from the government. Here we are today with another one that will not work.